Our terms and conditions set out the detail of what you can and cannot do with our content and all use of (i) the FT Adviser website at www.ftadviser.com (“FT Adviser”); (ii) the websites at www.fdiintelligence.com, fdiatlas.com, fdireports.com, fdimarkets.com and fdibenchmark.com (“fDiIntelligence”); (iii) the website at www.thebanker.com (“The Banker”); (iv) the website at www.investorschronicle.co.uk (“Investors Chronicle”); (v) the website at www.thisisafricaonline.com (“This is Africa”); (vi) the website at www.analyseafrica.com (“Analyse Africa”); (vii) the website at www.pwmnet.com (“Professional Wealth Management”); (viii) the websites at www.thebankerdatabase.com and islamicbanks.thebanker.com (“The Banker Database”); (ix) the website at www.globalriskregulator.com (“Global Risk Regulator”) together the “FT Websites”) is subject to them. This copyright policy summarises how users are permitted to use our content and also explains the types of use that require the purchase of additional licences. Thank you for reading this policy, our ability to invest in high quality journalism depends on our users complying with it. We reserve the right to change our copyright policy from time to time by publishing an updated policy on the FT Websites, which shall become effective and replace any previous policy with effect from publication. This version of the copyright policy was published on 23 June 2014.
What is copyright?
Copyright law gives the copyright owner the exclusive right to control the use of copyright protected works. All of the material published on our FT Websites and other digital/wireless platforms is protected by copyright law and should only be used as set out in the “How may I use FT Website content?” section below. Use that is made without our permission may therefore infringe our copyright which can result in personal and corporate liability. Where we state below that something is not allowed or permitted, then to do so is a breach of our terms and conditions, i.e. is a breach of contract, and may also violate copyright law.
How may I use FT Website content?
You may do the following:
■ View our content for your personal use on any device that is compatible with an FT Website (this might be your PC, laptop, Blackberry, iPhone or other mobile device) and store our content on that device for your personal use;
■ Print single copies of articles on paper for your personal use;
■ Share links to articles by using the article tools we make available at the foot of each article.
How may I republish or redistribute FT content on an FT Website?
You may not copy FT content from the FT Websites or any third party source of FT content such as news aggregators and you may not republish or redistribute full text articles, for example by pasting them into emails or republishing them in any media, including websites, newsletters or intranets. Full text means the whole article.
We recognise that users of the Internet want to share information with others. We therefore permit limited republishing and redistribution of FT content as set out below provided that this does not create a Substitute for FT’s own products or services. We define a Substitute as a product or service that reduces the need for users or other third parties to pay for FT content directly, or which creates revenue from the FT’s content to the detriment of FT’s own ability to generate revenues from that content.
As long as you do not create a Substitute, you may do the following:
■ Publish online, the original headline and a link to the article and the first 140 characters of an article (what we call teaser text);
■ Forward the original headlines, links and teaser text to other individuals;
■ You may download our RSS feeds and view them for your personal use. We currently publish headlines and teaser text within our RSS feeds. You may also make an RSS feed available to third parties, users within an organisation you work for or users of a website that you publish, on condition that you:
Am I allowed to copy or summarise limited parts of FT full text content?
As specified above you may not republish or redistribute full text articles. You may however republish or redistribute ”Summaries” of FT articles if you comply with the conditions set out below. “Summaries” can be either an “extract” or an “abstract”. By “extract” we mean 30 words copied verbatim from an FT article which are inserted into a longer original work . By “abstract” we mean a 30 word non-verbatim summary of the news or facts reported in an FT article which does not form part of a longer work.
These are the conditions you must comply with in order to produce summaries:
– you source FT as the author of any article from which you have derived a summary by way of an attribution such as “[journalist name] at [FT Adviser/FdiIntelligence/The Banker/Investors Chronicle/This Is Africa/ Professional Wealth Management/Global Risk Regulator] reported that”, with a hypertext link to the original story published on the relevant FT Website;
– in the case of abstracts, you make clear that the abstract has been produced by you by stating “this abstract from [FT Adviser/FdiIntelligence/The Banker/Investors Chronicle] was produced by [name]”, with a hypertext link to the original story published on the FT Website;
– you ensure that your summaries do not in whole or in part form a Substitute for FT’s own products and services (see above for how we define Substitute). The more summaries you create the greater the risk of substitution. No individual or organisation may create, republish or redistribute more than ten summaries in aggregate each day, each one sourced from a different article on the same FT Website that is published on the same day you create the summary;
– you do not use or create summaries that promote or endorse any product or service; and
– if FT notifies you that it believes you are creating, republishing or redistributing summaries outside of these parameters, you shall immediately cease doing so and your rights to create summaries shall be regarded as having been withdrawn, unless/until FT reaches an agreement with you regarding your use of FT articles.
Please note that these rights do not extend to content published by FT that we licence from third parties which you may not republish or redistribute.
For fDiIntelligence, The Banker Database, and Analyse Africa, you may download search results provided that you (and any other authorised users of these services) shall not collectively store more than 20% of the contents of any of these databases.
What am I not permitted to do with FT content?
You cannot do anything other than make use of the content as set out above, unless you buy the appropriate licence, see below for details. By way of example only, this means that you cannot:
■ If you are a registered user or subscriber, share your user name and password (which includes PINs) with anyone else. A password is for one person’s use. Sharing a password means a copy of our content may subsequently be made by someone who is not authorised to do so. Password sharing is a breach of our terms and conditions and is likely to result in an infringement of copyright. We monitor usage to detect password sharing.
■ Copy, publish or redistribute full text articles, photographs, graphics, tables or images in any way.
■ Archive or store any of our content for access by anyone other than yourself.
■ Create derivative works from our content, unless you are creating summaries as described above.
■ Photocopy or scan copies of articles.
I thought that as long as I linked back to your website or published an attribution, that there are no restrictions on how I can use your content?
This is not correct. Merely providing a link or an attribution is not a defence to copyright infringement.
Why does it matter if I copy content from an FT Website without permission?
Unauthorised copying is a way of avoiding paying for the value you are gaining by using the content. We make a significant investment in creating FT content to deliver value to you and to make a return on that investment. If we are unable to protect that investment by licensing our content and collecting revenue, then it threatens our ability to continue to create the content.
What about “fair dealing” or “fair use” – doesn’t that allow me to copy things for the purpose of reporting news or current events?
Copyright law does allow, to a limited extent, republication for certain limited purposes, including the reporting of news or current events. We recommend that you take independent legal advice on the exact meaning of these terms if you want to rely on them. Unless your use of our content is permitted by this Copyright Policy, it is likely that we regard it as “unfair” and a breach of our terms and conditions.
But I need to use the FT Websites to do my job and I already use it in the way you say I can’t. Do I have to stop?
Yes, you do. We would be delighted to talk to you or your company about purchasing the appropriate licence. We provide licences for use by many people, including multi-platform licences to enable access to our content via a number of different platforms. Contact 0207 7775 6614 for more details on FT Adviser, contact +44 (0) 207 873 3964 for more details on fDi Intelligence, contact +44 (0)207 775 6340 for more details on The Banker, contact +44 (0)207 775 6340 for more details on This Is Africa, contact +44 (0)20 7775 6900 for more details on Analyse Africa, contact +44 (0)207 775 6340 for more details on Professional Wealth Management, contact +44 (0)207 775 6340 for more details on Global Risk Regulator, or contact +44 (0) 01795 414 942 or 0844 848 0106] for more details on Investors Chronicle. It’s likely that both you and your company are legally responsible if you are using an FT Website to do your job in a manner that we do not permit, so we encourage you to approach us to discuss a corporate licence and legitimize that use.
May I scrape an FT Website and republish an FT Website’s headlines as part of a commercial service?
Only if you purchase a licence from us to do so. We provide licences and feeds for organisations that wish to systematically republish our headlines as part of a commercial service. Contact 0207 7775 6614 for more details.
May I photocopy articles from the Investment Adviser, Financial Adviser, The Banker, Money Management, fDiIntelligence, Professional Wealth Management, This is Africa or Global Risk Regulator magazines?
If you wish to photocopy FT newspaper articles for redistribution in hard copy then you will need a licence from The Newspaper Licensing Agency .
What will you do about possible past misuse if my organisation wants to buy a licence to cover future use?
If you voluntarily disclose misuse that no longer occurs and you engage meaningfully with us to formalise that usage within a reasonable timescale by acquiring the appropriate licence, then our sole objective will be to build a long-term commercial relationship. This will be at our normal rates and we will not seek compensation from you for past misuse. We will take a less lenient approach with individuals and organisations that we discover infringing our copyright, particularly if those organisations refuse to stop the infringing activity and/or refuse to engage with us.
Is all material published on FTAdviser.com, FdiIntelligence.com, TheBanker.com, Pwmnet.com, ThisisAfricaonline.com and www.globalriskregulator.com protected by copyright?
Yes, it is, so is all of the content we publish in our newspaper, magazines, digital, mobile applications etc., and so is FT content published on third party platforms. Our content is also protected in other ways, for example, protected as a database by way of database rights.
Does that mean that FT owns all of the material?
We own most of it, and what we don’t own ourselves we ensure we obtain the appropriate rights, permissions or licences to re-use. If you believe that we are using your content without your consent, please email us at email@example.com (for FT Adviser), firstname.lastname@example.org (for FdiIntelligence), email@example.com (for The Banker), firstname.lastname@example.org (for This is Africa), email@example.com for Analyse Africa, firstname.lastname@example.org (for Professional Wealth Management), email@example.com (for Global Risk Regulator) or firstname.lastname@example.org (for Investors Chronicle) so we can investigate this.
I have some questions about your policy, who should I contact?
Please email us at:
FT Adviser: at email@example.com
The Banker: firstname.lastname@example.org
Professional Wealth Management: email@example.com
This is Africa: firstname.lastname@example.org
Analyse Africa: email@example.com
Global Risk Regulator: firstname.lastname@example.org
Investors Chronicle: email@example.com